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A debit card (also known as a bank card) is a plastic card which provides an alternative payment method to cash when making purchases. Functionally, it is similar to writing a check, as the funds are withdrawn directly from either the bank account (often referred to as a check card), or from the remaining balance on the card. In some cases, the cards are designed exclusively for use on the Internet, and so there is no physical card.
The use of debit cards has become wide-spread in many countries and has overtaken the cheque, and in some instances cash transactions by volume. Like credit cards, debit cards are used widely for telephone and Internet purchases.
Debit cards can also allow for instant withdrawal of cash, acting as the ATM card for withdrawing cash and as a cheque guarantee card. Merchants can also offer "cashback"/"cashout" facilities to customers, where a customer can withdraw cash along with their purchase.
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Cells change identity in promising breakthrough
(AP)
AP - Talk about an extreme makeover: Scientists have transformed one type of cell into another in living mice, a big step toward the goal of growing replacement tissues to treat a variety of diseases.
Colliding galaxies shed light on dark matter
(Reuters)
Reuters - Astronomers have captured images of
a powerful collision of galaxy clusters and say it may shed
light on the behavior of dark matter.
Private contractors hold lots of US intel jobs
(AP)
AP - More than a quarter of the U.S. intelligence agencies' employees are outside contractors, hired to fill in gaps in the military and civilian work force, according to a survey of the 16 intelligence agencies.
